Laraci Purchase Policy Credit Cards

We accept all major credit cards, including Visa, MasterCard, and American Express. For security purposes, Laraci may request additional documentation (such as drivers license, passport, etc) on some transactions.

Bank Wire

Bank wires are accepted for all orders over $250 USD. Since orders within the US and Canada receive a 1.5% discount when paid by bank wire, many Laraci customers prefer paying by bank wire when purchasing items valued over $1,000. After you place your order, Laraci will provide you easy instructions on how to send payment by bank wire. We must receive confirmation from our bank that a wire transfer has been completed before your order is started. Automated Clearing House (ACH) transfers are not the same wire transfers. Laraci does not accept ACH transfers.

Multiple Payment Types

If you would like to use more than one credit card or a combination of payment methods, please contact us at 1 (844) 452-7224 for assistance.


Laraci also offers layaway payments for both US and international customers. After an initial deposit, our layaway plan allows you to make monthly payments on your purchase. Your order will start production when the last payment has been made. Sales tax and currency exchange rates will be calculated based on the rate in effect the date your order ships. Please contact us at 1 (844) 452-7224 for details.

Comparison Purchasing is Not Allowed

Comparison purchasing means purchasing more than one style or metal type of ring or jewelry piece with the purpose of choosing the one you like best, and then return the remaining item(s). The cost for us to design, cast, polish, and set a gemstone, then ship to our customer is simply too expensive to allow comparison purchasing. No refunds will be issued in the instance of comparison purchasing.

Payment Questions?

We'd be happy to answer any questions you may have. Please call us at 1 (844) 452-7224 and we will do our best to answer your questions. Alternatively, you can email us at

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